STUDENT PERSONAL ACCIDENT INSURANCEUsually subscribed by schools to cover their students whether in-premises or out-of-the-school premises 24/7. This program offers various yearly renewable coverage for ages 5 years old and up, and from basic Ps.10,000 Accidental Death & Disablement to comprehesive Ps.100,000 Accidental Death & Disablement with Insurance Riders like Medical Reimbursement, Unprovoked Murder & Assault, Burial Expense Benefit (w/ Natural Death. This is a group insurance that can start with 10 students. However, as a general rule in group insuring, the bigger the volume of people to cover, the smaller the premium rate.
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HERE IS A SAMPLE PROPOSAL FOR A SCHOOL WITH 1000 STUDENT POPULATION:
- Benefit Coverage: Sum Insured Options:
- Accidental Death & Disablement Ps. 20,000 Ps. 30,000 Ps. 50,000 Ps. 75,000 Ps. 100,000
- Accidental Medical Reimbursement Ps. 2,000 Ps. 3,000 Ps. 5,000 Ps. 7,500 Ps. 10,000
- Burial Expense (with Natural Death) Ps. 2,000 Ps. 3,000 Ps. 5,000 Ps. 7,500 Ps. 10,000
- Gross Annual Premium Per Student Ps. 23.00 Ps. 32.00 Ps. 50.00 Ps. 75.00 Ps. 100.00
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